Terms Of UsePrivacy Policy

DISCLAIMER

By entering the Website, you acknowledge your agreement to and understanding of the Terms of use of www.mallowstreet.com. You should read these Terms very carefully as they contain legally binding terms for use of the Website applicable to you.

THE CONTENT OF THIS WEBSITE IS DESIGNED FOR THE PROFESSIONAL MARKET. IF YOU ARE NOT AN AUTHORISED INVESTMENT PROFESSIONAL OR A PERSON PROFESSIONALLY INVOLVED IN OR HAVING RESPONSIBILITIES RELATING TO PENSION FUND MANAGEMENT, INSURANCE COMPANY MANAGEMENT OR A PROFESSIONAL IN A RELATED FIELD YOU MUST NOT SUBSCRIBE TO OR GAIN ACCESS TO THE WEBSITE OR ITS CONTENT.

The Website is operated by Mallowstreet Limited, an appointed representative of Redington Limited, a company authorised and regulated by the Financial Conduct Authority (“FCA”). The Website is directed only at persons having professional experience in matters relating to investments falling within article 19 of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 and high value entities falling within article 49 of that Order. Consequently, Mallowstreet Limited has not approved the content of the Website for the purposes of section 21 of the Financial Services and Markets Act 2000. It is the responsibility of persons outside the United Kingdom to ensure that they may lawfully access it without breach of local law or regulation and without imposing any requirement on Mallowstreet Limited or any other person to be licensed, registered or approved in their jurisdiction. No other person should access the Website or act on or otherwise rely on any information contained in it or accessed through it.

Only firms that are authorised or regulated in their jurisdiction (for example, by the FCA in the UK) to provide investment advice ("Authorised Firms") are permitted to provide investment advice on this Website. The contents of the Website have been prepared solely for information purposes. The Website contains information on financial products and services and such information is designed for and addressed solely to professional individuals actively involved in pension fund or insurance company activities including pension fund trustees, pension or insurance advisers, consultants and other professionals working in the pensions and insurance industry, corporate officers and other representatives of corporate sponsors of pension funds and representatives of pension fund members. No investment or tax advice is given by Mallowstreet Limited through the Website.

Mallowstreet Limited shall not be responsible for reviewing or approving the content of users' blogs, private discussions, messages, videos, product descriptions, hypertext links, advertisements or similar content posted on the Website. Responsibility for such content shall lie exclusively with the person posting it and Mallowstreet Limited's facilities shall merely act as a conduit for such communications. Mallowstreet Limited reserves the right to remove any content for any reason as it sees fit. Users must be appropriately regulated to discuss, provide or promote investment services or products before doing so via the Website.

The Website is available to users from a number of different jurisdictions. If users discuss, provide or promote investment services or products to persons through the Website, it is their responsibility to inform themselves of and comply with any legal or regulatory requirements that apply in the jurisdiction(s) of the participants to the communication. Persons using the Website for unauthorised purposes shall be liable to account to Mallowstreet Limited for any direct or indirect loss it suffers as a result of that person's actions.

Only Authorised Firms are permitted to provide investment advice on this Website. The communication of opinions does not, of itself, constitute investment advice. Users that are not Authorised Firms should not assume a client-advisor relationship or the attendant protections afforded by the regulatory system solely by virtue of the fact that they are in communication with Authorised Firms through this Website.

Nothing on the Website posted by Mallowstreet Limited should be regarded as an offer or solicitation to buy or sell any investment(s) or an offer or solicitation to provide investment services or products or as a comment on the merits of engaging in any investment transaction or activity or an inducement to do so. Statements made on the Website are subject to change and correction.

Mallowstreet Limited does not make products or services available on the Website. Any purchase of a product or service from a Product Provider is likely to be subject to terms and conditions between purchaser and Product Provider and subject to such disclaimers, notices or warnings that Product Providers may communicate to you or agree with you. Quotes, offers or estimates given by Product Providers are likely (at least initially) to be based on a set of assumptions. You should ensure that you understand the applicable terms and conditions and be aware that such quotes, offers or estimates are typically affected by market movements and may change substantially before the Product Provider enters into any agreement with you.

YOU WILL NEED TO SEEK INDEPENDENT PROFESSIONAL ADVICE IN RELATION TO ANY FINANCIAL PRODUCT FEATURED OR DISCUSSED ON THE WEBSITE OR THAT YOU WISH TO PURCHASE FROM A PRODUCT PROVIDER. NOT ALL PRODUCTS OR SERVICES OFFERED ARE SUITABLE FOR EVERYONE AND YOU SHOULD THEREFORE ENSURE THE PRODUCT OR SERVICE MEETS YOUR NEEDS. IF YOU DO NOT FEEL YOU ARE SUITABLY EXPERIENCED OR QUALIFIED IN RELATION TO ANY PARTICULAR PRODUCT OR SERVICE YOU WISH TO ACQUIRE FROM A PRODUCT PROVIDER YOU SHOULD CHECK THE SUITABILITY, ADEQUACY, ACCURACY AND COMPLETENESS OF ANY PRODUCTS WITH A SUITABLY QUALIFIED ADVISOR.

If you leave this Website via a link contained in this Website, and view material that is not provided by Mallowstreet Limited, you do so at your own risk. The provision of links does not constitute authorisation or endorsement of such sites by Mallowstreet Limited and the content of these sites has not been checked for accuracy or otherwise reviewed by Mallowstreet Limited. Mallowstreet Limited accepts no responsibility for the content or the use of the sites or pages linked or linking to this Website, and is not responsible for damages or losses caused by any omissions that may exist in the information or other content provided in such Website, whether actual or consequential. Nothing on the Website shall act to exclude or restrict any liability Mallowstreet may owe to users pursuant to the regulatory system.